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Chicago Social Security Blog

3 important pieces of SSDI paperwork

Being unable to provide for oneself is one of the most stressful situations you can possibly be in. Thankfully, the Social Security Administration provides supplemental income to individuals in this situation. Social Security disability insurance, or SSDI, is a program intended to provide needy adults with income after they become permanently disabled or otherwise unable to work. Many kinds of disabilities and ailments are covered by SSDI benefits.

This program, however, is notorious for denying claims and withholding benefits from individuals who are genuinely in need. If you are applying for SSDI, you should know what to expect, and you should also be familiar with the following pieces of paperwork that will be integral to the application process. 

How an attorney can help your SSD claim from the beginning

When people are not able to work due to certain disabilities, they may need government assistance. Some of those people may qualify to receive social security benefits

Before filing a claim, there are a few things to consider, including whether to receive the assistance of an attorney. There are certain benefits to working with one.

Can I work and still receive SSDI benefits?

If you plan to file for Social Security disability benefits in Chicago because of an untimely injury or illness, one question that might be on your mind is if you can work and receive benefits at the same time. There are circumstances that make you eligible to work and receive SSDI benefits. However, there are stipulations in place that can affect the amount of your benefit payments.

Keep in mind that you are eligible for SSDI benefits if your condition meets certain criteria and you are unable to perform work in a gainful capacity. Here is a brief overview of working and receiving SSDI benefits.

What are the options after a SSD claim denial?

Social security disability is a program set in place to assist those individuals who are not able to help themselves. Unfortunately, in certain cases, those individuals may receive a denial on their social security disability claim. In such instances, there are a couple options to consider before moving forward.

Outside of finding other means of funding, disabled individuals may try two main actions. Take some time to review and understand the choices that are available.

Which mental health disorders can qualify for SSDI?

Mental health issues are difficult to cope with, and when one causes you to have to stop working, you may be wondering about Social Security Disability or SSDI. Mental health conditions do qualify for SSDI, but you have to qualify under the SSA's definition of disability. The National Alliance on Mental Illness reports that about 35.2 percent of all SSDI recipients receive it because of a mental health condition. SSDI requires not only a disability but also a past work requirement to qualify. Another type of assistance is called SSI, which is based on disability and financial need. 

The SSA lists 11 different categories of mental disorders. To have your application approved for SSDI, you must demonstrate medical criteria that you have the disorder and provide documentation on how the mental disorder limits your functioning in a work setting that meets the SSA guidelines. It can be a very complex part of your application. Here are some of the disorders that the SSA does evaluate as part of your claim:

  • Neurocognitive disorders, which can include dementia, traumatic brain injury and Parkinson's disease
  • Schizophrenia spectrum, including schizophrenia
  • Depressive and bipolar disorders
  • Anxiety and obsessive-compulsive disorders
  • Personality and impulse-control disorders, including borderline, paranoid and intermittent explosive disorder
  • Autism spectrum disorders
  • Neurodevelopmental disorders, such as borderline intellectual functioning
  • Eating disorders
  • Trauma- and stressor-related disorders, such as PTSD 

Common mistakes SSDI applicants make

Many people in Chicago who plan to file for social security disability benefits tend to feel intimidated by the applications. Many of them are already under a great deal of stress from their injuries and not working for income. These issues can make it harder for them to fill out their applications properly. Applicants should be aware of the common mistakes that people make so they can avoid them to improve their chances of approval.

Why you may be denied social security benefits

When it comes to receiving support from social security benefits, the amount of information needed to file a claim can be overwhelming. Due to the time required to complete applications, mistakes are often made in understanding requirements and filling out paperwork. These mistakes can sometimes result in a denied claim, even when the applicant is in severe need. If you or someone you know has had a social security application rejected, an appeal may still be possible. The first step is to find out why the form was denied.


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